KIM JORDAN | Could an FHA mortgage be right for you?

Oklahoma City Realtor® Kim Jordan offers valuable insights on FHA mortgages and how this option could be right for you.

Notes on FHA Loans

Many people choose to rent instead of buying a HOME. Kim covers what it takes to qualify for an FHA loan, and pointers on HOME ownership as a vital investment.

What does it take to qualify?

Kim covers the basics of how to qualify for an FHA loan, down payments, and how to weigh your options and make the right decision.

You'll find the video transcription available below this delicious recipe.

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Jalapeno Roasted Chicken

I love having things in the refrigerator/freezer already prepared. This is wonderful to add to fresh fish prior to cooking.

This is something to prepare and slide to the back of the refrigerator for 3 months! No kidding.  In the end this makes a great hostess gift. (Divide into smaller containers).


  • 1 pound assorted baby potatoes (sliced into 1-inch pieces)

  • 6 tablespoons unsalted butter (3/4 stick)

  • salt & black pepper

  • 1/2 cup thinly sliced fresh jalapeno

  • chiles

  • 1 whole chicken (with giblets removed)

  • 3 garlic cloves

  • 4 sprigs fresh oregano

  • 1/4 cup fresh parsley leaves

  • 1 lime (sliced into ¼ inch thick rounds)


Preheat oven to 475°F.

Arrange potatoes in a heavy cast-iron skillet, just large enough to fit them all in a single crowded layer and dot with 2 tablespoons of the butter. Season with salt and pepper and toss to coat. Set aside.

Carefully place the jalapenos under the skin of the chicken. Stuff the cavity with garlic, oregano, parsley, lime slices and remaining butter. Season the outside of the chicken with salt and pepper. Put the chicken, breast side up, directly on top of the potatoes.

Roast the chicken and potatoes, rotating the pan halfway through the cooking process, until a thermometer registers 165°F, about 1 hour and 20 minutes. Let rest for 10 minutes before carving.

I wanted to talk today about qualifying for an FHA loan.

Recent trends have shown that more and more millennials are choosing to rent instead of investing in their own home. Most of them think that they can't qualify or don’t have enough money to put down.

But if they would just talk to someone in the mortgage business, they would discover that it IS a possibility.

Here are a few tips.

First, they need to find out what their credit is. For an FHA loan, it just needs to be 580 or above.

Second, they need to determine how much they can put down. Most people think you need 10 percent, but with an FHA loan, you can put down as little as 3.5 percent. Lastly, the maximum for an FHA loan is now close to $295,000, giving you room to buy a really nice home.

Home ownership is still one of the best investments a person can make. If you are in the process of weighing out your options, give us a call and we can put you with a qualified mortgage person and help you determine what your monthly investment will be — versus making someone else's mortgage payment and getting nothing in return.